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Marine Insurance Renewal Surveys

A re-insurance survey is carried out so that insurers can determine whether or not the vessel is an acceptable insurance risk.

The boat will need to be out of the water. This type of marine survey is not as comprehensive as a full pre-purchase survey.

It is termed a “structural condition survey” and will concentrate on the structural integrity of the vessel and such items as the age and condition of the mast and rigging (if applicable), the condition of the gas system, the fire fighting equipment and seacocks and hoses.

The majority of insurance companies require a survey once the vessel has reached 15 to 20 years of age and again every 5 to 7 years thereafter.